By Rick Brooks of Blankinship & Foster

There seems to be an ever-expanding number of companies looking to help you understand your genes. Members of my family have had their genes tested to try to find out ‘where they come from’ and learned they’re part Sicilian, part Arab and part Viking. You could learn what health risks might lie waiting for you in the future so you can prepare yourself through diet, exercise or more focused medical tests. Medical ethicists worry about the potential for designer babies even as we begin to imagine the elimination of some birth defects. And who wouldn’t want super powers like Superman’s strength or heat vision.

But there is a very significant (and much more mundane) risk regarding long-term care insurance that you need to understand before you send away for your personal DNA test…Read More